Enter information below to project benefits

  Client Information

You will need to enter relevant information about any co-clients and/or children, in addition to your own, in order to allow us to make the best estimates of your lifetime Social Security benefits. These benefits include your own retirement benefits, spousal benefits, and survivor benefits.








    Age: {{clientAge}}

              Year: {{clientEndYear}}




    Age: {{spouseAge}}

              Year: {{spouseEndYear}}

 

  Dependent Children

Surviving children are an integral part of financial planning. Children may be entitled to benefits when one of the entered clients becomes deceased. Please enter children below if all of the entered clients are parents.

Child Name Date of Birth Age Relationship Remove

Add Child
 

  Eligibility

There are several types of Social Security benefits and they are all calculated using the wage history they are meant to replace. Additionally, current and other incomes can offset these benefits. MoneyGuidePro® will guide you through entering relevant items.










  Income(s)

Incomes that are relevant to the program when estimating Social Security include pensions with government pension offsets, full-time employment income or part-time employment income.

Owner Income Type GPO Annual Amount Start End Options
$
{{spouseEndYear}} {{clientEndYear}} {{clientEndYear}} {{clientEndYear}} {{spouseEndYear}} {{spouseEndYear}}
 

Add Income

  Windfall Elimination Provision (WEP)

The Windfall Elimination Provision affects the amount of your Social Security benefit received if taxes were not taken out of your pay. If you paid Social Security tax on 30 years of substantial earnings, then you are not affected by the Windfall Elimination Provision.




Select All  

Year Wage Paid Social Security Taxes
{{w.wageYear}} $

Add Year


Select All  

Year Wage Paid Social Security Taxes
{{w.wageYear}} $

Add Year

  Retirment Benefits

Below you will find information about each client's retirement benefit that they have earned on their own account based on income(s) that were previously entered.





$ XX,XXX at FRA

$


$ XX,XXX at FRA

$

  Spousal Benefits

Below you will find information about each client's spousal retirement benefit that they have earned on their own account based on income(s) that were previously entered.





$ XX,XXX at FRA

$


$ XX,XXX at FRA

$

  Widow(er) Benefits

You will need to tell us if there are any deceased spouses that may entitle an entered client to a widow(er) benefit from outside the entered clients.




$


$

  Ex-spouse Benefits

You will need to tell us if there are any deceased ex-spouses or living ex-spouses that may entitle an entered client to a spousal benefit from outside the entered clients.




$


$

  Cost-of-Living Adjustment

The Social Security Cost-of-Living adjustment is released each year by the SSA to determine the amount by which benefits will increase each year to maintain purchasing power from year to year. The rate that is used below is an estimate of what may happen in the future. It may also be overridden.



{{initialDataModel.inflationRate.override}} %

%

  Strategies

Social Security benefits involve different choices for timings and scopes of applications that affect the benefit you will actually receive from the SSA. Below you may choose the filing method and timing that is right for you.
















$

$

$

$

  Results

Social Security benefits involve different choices for timings and scopes of applications that affect the benefit you will actually receive from the SSA. Below you may choose the filing method and timing that is right for you.









 




 

 

{{initialDataModel.filingType.clientFilesCustom}}
 

{{initialDataModel.retirementAge.clientRetire}}





$

$

$

$






 


 

 

{{initialDataModel.filingType.spouseFilesCustom}}
 

{{initialDataModel.retirementAge.spouseRetire}}





$

$

$

$



 



 

 






 


$XX,XXX

$XX,XXX

 

$X,XXX,XXX


 


$XX,XXX

$XX,XXX

 

$X,XXX,XXX


  Summary

Retiring at XX would generate an expected lifetime benefit of $XXX,XXX. By retiring at XX and maximizing Social Security, you would expect to receive $XXX,XXX.



{{initialDataModel.retirementAge.clientRetire}}

{{initialDataModel.inflationRate.override}} %


Client graph


{{initialDataModel.retirementAge.spouseRetire}}

{{initialDataModel.inflationRate.override}} %


Spouse graph


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Dependent graph


You may still be eligible for Social Security. Both US citizens and non-citizens who meet the alien eligibility criteria are considered for Social Security. Please contact the Social Security Administration if you are unsure about qualifying for Social Security.









At least one owner must be eligible for benefits in order to proceed.



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